Home / Services
How We Can Help You
At The Lane Financial Group LLC, we offer a range of tailored solutions designed to protect your family, secure your future, and give you peace of mind. Here are 8 key products we provide to meet your needs:
Final Expense
Final Expense
Affordable Solutions for End-of-Life Costs
Simple Approval Process: No medical exams required, just answer a few health questions.
Flexible Coverage Amounts: Choose the right plan to fit your budget and needs.
Immediate Support: Funds available quickly to pay for funeral expenses, outstanding medical bills, and other debts.
Alleviate financial burdens so your loved ones can focus on healing, not costs.
Indexed Universal Life (IUL)
Indexed Universal Life (IUL)
Insurance That Works as Hard as You Do
Tax-Advantaged Savings: Grow your policy’s cash value with potential market-linked interest.
Principal Protection: Enjoy gains without risking your initial investment.
Flexible Goals: Use funds for retirement, college tuition, or other long-term plans.
Protect your family while creating a legacy of financial stability.
Mortgage Protection
Mortgage Protection
Keep Your Home, No Matter What Life Brings
Death Benefit: Pays off or reduces your mortgage in the event of death.
Disability Coverage: Provides payments if you’re unable to work due to injury or illness.
Critical Illness Rider: Receive funds for medical emergencies like heart attacks or cancer.
Ensure your family’s home remains a sanctuary, even in challenging times.
Living Benefits Insurance
Living Benefits Insurance
Coverage You Can Rely on During Life’s Unexpected Moments
Critical Illness Coverage: Access funds for conditions like cancer, stroke, or heart attacks.
Chronic Illness Support: Receive benefits if you need long-term care or cannot perform daily tasks
No Extra Cost: Many policies include living benefits at no additional charge.
A financial safety net when you need it most, without compromising your future plans.
Life Insurance
Life Insurance
Protect What Matters Most
Our life insurance options include:
Term Life: Affordable, temporary coverage for key financial responsibilities like mortgages or children’s education.
Whole Life: Lifelong protection with a cash value that grows over time, providing savings you can access when needed.
Universal Life: Flexible coverage that adjusts as your needs change.
Guaranteed protection for your family’s future while creating a safety net you can rely on.
Legal Protection Plans
Legal Protection Plans
Empower Your Life with Affordable Legal Services
Estate Planning: Draft your will or establish a trust with ease.
Everyday Legal Help: Get advice on contracts, disputes, or legal questions.
24/7 Assistance: Access emergency legal aid anytime, anywhere.
Affordable and reliable legal support to protect your rights and assets.
Medicare Solutions
Medicare Solutions
Empower Seniors with the Right Coverage
Medicare Part A & B: Cover hospital stays and essential medical services, ensuring seniors have access to necessary healthcare without overwhelming costs.
Medicare Advantage (Part C): Combine hospital, medical, and often prescription drug coverage in one plan, often with added benefits like vision and dental.
Medicare Part D: Ensure affordable access to prescription medications with comprehensive drug coverage.
Medicare Supplement Plans (Medigap): Fill the gaps in original Medicare, reducing out-of-pocket expenses like co-pays and deductibles.
ACA (Affordable Care Act) Plans
ACA (Affordable Care Act) Plans
Affordable Coverage for Individuals and Families
Essential Health Benefits: Provide comprehensive coverage, including preventive services, maternity care, mental health services, and more.
Subsidies and Cost-Sharing: Help clients access lower premiums and out-of-pocket costs through government subsidies based on income.
Marketplace Assistance: Guide clients in choosing the best plan from the marketplace, ensuring they meet ACA requirements and avoid penalties.
Special Enrollment Periods: Assist clients in enrolling during life changes like job loss, marriage, or having a baby, ensuring they maintain continuous coverage.
Offer affordable, quality healthcare solutions that adapt to life’s changes and ensure essential coverages for all.
Short-Term Insurance
Short-Term Insurance
Flexible Coverage for Life’s Transitions
Bridge Gaps: Provide temporary coverage for clients between jobs, awaiting the start of a new policy, or outside of the ACA open enrollment period.
Quick Approval: Get clients covered fast with streamlined application processes and minimal underwriting.
Customizable Plans: Offer varying coverage lengths and benefits to meet short-term needs without long-term commitment.
Affordable Rates: Help clients access essential healthcare services at lower costs when long-term insurance is not yet an option.
Ensure clients have continuous protection during transitional periods without the burden of high premiums.
Get Covered Today—Because Tomorrow Isn’t Guaranteed!
Don’t Wait—Every Day Without Coverage Is a Risk. Get a Free Quote Now!
What Can Life Insurance Do for You?
Provide financial stability during life’s hardest times.
Offer tax-advantaged savings for your future goals.
Guarantee your family’s dreams don’t get put on hold.
© 2025. The Lane Financial Group LLC
All rights reserved.
2022 All Rights Reserved.